FEMA 480 NFIP Floodplain Management Requirements Practice Test

These questions are part of the practice quiz. Start practicing

• What designation on an old format FIRM corresponds to Zone C on the newer format FIRM?
• What must federally insured lending institutions do in the event of a community suspension from the NFIP?
• Which of the following properties can be insured under a flood insurance policy?
• Which of the following items is particularly susceptible to flood damage by soaking?
• What are the primary goals of floodplain management?
• How do a community's regulations relate to flood insurance rates?
• What designation is given to the 100-year floodplain on NFIP maps?
• In the event of substantial damage, what is one key resource that can aid property owners?
• According to the substantial improvement formula, what percentage defines a substantial improvement?
• What action can FEMA take to encourage better enforcement of floodplain management regulations in a community?
• What is permissible under the lowest floor of an elevated building?
• What engineering documentation is necessary for enclosures below the BFE?
• What is one of the best guides you can give to owners or residents of flooded buildings?
• What type of maps are used to plot base flood elevations for floodplain mapping?
• Which term describes the flood that has a one percent chance of occurrence in any year?
• What are the two types of flood insurance coverage available?
• In riverine flood studies, what does hydrology refer to?
• Which of the following is required for a house built over a floodable garage?
• What NFIP program acknowledges local regulations that are stricter than the minimum federal standards?
• Which of the following items must be checked for a new house in the V Zone?
• What is required for a V Zone building to be certified for adequate wind and water load resistance?
• What is the best strategy to achieve a low flood insurance rate for a new building in an unnumbered A Zone?
• What essential documents must accompany a floodplain development application?
• Which of the following is an example of a non-structural flood protection measure?
• What must a community submit when applying to join the NFIP?
• Which document is essential to determine if the project is constructed in a floodplain?
• Why are pilings and posts preferred in V Zones for flood protection?
• Which communities' floodplains are depicted on a countywide FIRM?
• Can a community waive the requirement for a development permit so people can repair their flooded homes more quickly?
• Which formats were used for maps published with a Flood Insurance Study (FIS) before 1986?
• When evaluating multiple remodeling projects together, how should they be counted?
• What does "V Zone" refer to in floodplain management?
• Which of the following is NOT a regulation that can protect natural resources in floodplains?
• What is considered when determining a building's market value?
• How does filling in a floodplain affect flood risks?
• Does paving a dirt street in the floodway require an engineer's "no-rise" certification?
• If a building is constructed below the BFE but receives a certificate of occupancy, will the owner's flood insurance costs be affected?
• What type of permit is generally required for filling a wetland?
• What does an AH Zone represent in floodplain management?
• What are the two components that make up the BFEs for coastal studies?
• In riverine situations, the floodplain is divided into which two parts?
• What is the primary goal of stormwater management?
• What is one benefit of joining the Community Rating System?
• What percentage determines whether a proposed addition is considered substantial improvement?
• Can regulations in a floodplain prohibit new buildings in certain areas?
• If the cost to repair flood damage is found to be 48% of the building's value, what is the best action if you think it's underestimated?
• What additional information aside from floodplain data is crucial for a hydraulic study?
• If properties are in an A Zone but higher than the calculated BFE, must buyers obtain flood insurance?
• What are the three most common types of flooding?
• When should a second inspection for a building with a slab foundation be conducted?
• What legal actions can be taken to enforce compliance with floodplain regulations?
• Which factor primarily influences the determination of insurance rates for flood coverage?
• Is the purchase price of a property always a reliable basis for determining its current market value?
• What is the correct total cost calculated for a homeowner’s project if they plan to do the work themselves and only incur supply costs?
• For a building proposed in a riverine floodplain with high flood velocities, what should be provided to ensure structural integrity?
• True or False: Insurance companies set their own rates for flood insurance under the NFIP.
• Which of the following is a responsibility of communities that have joined the NFIP?
• What is a major problem associated with building seawalls for flood protection?
• Can a portion of a house below the Base Flood Elevation (BFE) be constructed with wood?
• If a regulatory requirement prevents an owner from utilizing their land at all, what legal term is used to describe this situation?
• How does section 1316 assist a local permit official confronting a subdivider refusing to comply with floodplain regulations?
• Are NFIP requirements in 44 CFR 60.3 cumulative?
• Who is the best resource to verify the adequacy of engineering certifications submitted by an applicant?
• Can new buildings in V Zones be elevated on a crawlspace?
• How is substantial damage determined after a flood incident?
• What type of flood insurance rate applies if the lowest floor of a building is 2 or more feet below the BFE?
• What is the "Write Your Own Program" in relation to NFIP?
• Who is typically responsible for disaster and emergency response activities in a community?
• What is the maximum contents coverage for a single-family dwelling under flood insurance?
• What types of federal assistance are affected by a community's suspension from the NFIP?
• Which governmental bodies are included in the definition of "communities" by the NFIP?
• What are two significant problems that arise from floodplain development?
• What can a community do when a builder violates floodplain regulations during construction?
• What is one of the guidelines of multi-level management?
• What are the two key factors in rating Post-FIRM buildings?
• What should be done to ensure a hunting cabin in an approximate A Zone is protected from flooding?
• What is a condition for the approval of floodproofing plans in flood-prone areas?
• What do flood maps help inform regarding construction or development?
• What does Basic Rule #4 stipulate for newly constructed buildings in A Zones?
• What is required before permits can be issued for a building in Zone A if a new flood study is conducted?
• Can Mr. Johnson claim exemption from painting his house due to a previous code violation?
• Can a community be eligible for a Section 404 Hazard Mitigation Grant without a disaster declaration?
• How quickly should an office inspect a flooded property after notifying the owner about the possible need for a permit?
• When building in a floodway, how much can base flood elevation (BFE) be increased?
• What is essential for ensuring proper communication regarding permit requirements?
• What happens if a proposed site’s BFE is determined to be lower in a new study?
• How does an obstruction in a floodway affect flood dynamics?
• When is the optimal time for the first site inspection of a new construction?
• Which FIRM zone is designated for areas with wave heights greater than 3 feet?
• Which description fits a building that may be substantially damaged but it's not obvious?
• Which of the following best illustrates a proactive approach to floodplain management?
• What do cross sections describe in relation to floodplain mapping?
• Which entity is responsible for publishing flood maps and data updates?
• What is one of the six basic strategies of flood hazard mitigation measures?
• Can a bank require flood insurance for a property outside the Special Flood Hazard Area (SFHA)?
• Which of the following should be checked when inspecting a flooded building for substantial damage?
• What is the minimum height requirement for the lowest floor of a new house in a Zone AO marked with a depth of 3 feet?
• What is required to determine the effect of any bridge construction over a stream on flood water levels?
• What actions can be taken if a third inspection reveals a major violation of floodplain regulations?
• What should a property owner do if they believe their property is above the Base Flood Elevation (BFE)?
• Who should you consult for verification of an elevation certification?
• What is the required elevation for a large addition if the building's original lowest floor was built to 4 feet and the new BFE is 6 feet?
• What role does a FIRM play in regards to property?
• What effect does increased impervious surfaces have on runoff in flood-prone areas?
• Which of the following documents is not associated with the final inspection of a project meeting all requirements?
• What types of floodprone areas often see development prohibitions?
• When should the second inspection be conducted for a building elevated on a crawlspace or columns?
• What is the purpose of the step-backwater computer model?
• What are three things that can be determined from a FIRM?
• Which of the following is true regarding substantial damage regulations?
• What do flood profiles help to determine?
• What key element should be used to retrieve permit files systematically?
• Which of the following measures helps reduce human susceptibility to flood damage?
• Who can provide mutual aid for post disaster permit operations?
• What must be recorded in Item 1, Section B of the FEMA Elevation Certificate when a property is annexed into a city?
• What role do lenders play in regards to NFIP maps?
• If a building in an A Zone is elevated above the Base Flood Elevation (BFE), where should the height measurement begin?
• Which entity sets the flood insurance rates and coverage rules under the NFIP?
• What type of certification might be needed when filling activities may affect jurisdiction?
• When constructing an apartment building, is the lower area used as a parking lot acceptable if it is 8' above grade?
• What documentation is necessary to assess if a new shopping center parking lot can be built in a floodway?
• How does urbanization typically affect stream discharges within the community?
• What psychological impact can flooding have on individuals?
• When there is a preliminary study with a lower BFE, which data should be used until finalized?
• If a building's lowest floor is built 3 feet below the BFE due to cost-cutting, what would be a consequence if a certificate of occupancy is issued?
• Which publication outlines the NFIP requirements for communities?
• What factor is crucial to verify during the first site visit concerning the floodplain?
• How does the NFIP classify a bi-level house where the lowest floor is below grade?
• Does the NFIP allow communities to implement more restrictive regulatory standards than those outlined in the NFIP?
• What is the best approach to resolve a dispute over repair estimates for a flood-damaged property?
• Which of the following is NOT one of the basic parts of the NFIP?
• What is wave runup?
• What are the main components included in a Flood Insurance Study?
• What is a benefit of preparing a mitigation plan?
• What type of work might be exempt from requiring a permit after a flood?
• What does the term "freeboard" refer to in floodplain management?
• Instead of cross sections, what do coastal flood engineers survey?
• What is the basic rule regarding improvements to existing buildings in floodplains?
• How does watershed development affect flooding?
• What recourse does an applicant have after denying an application to build a house in the floodplain due to a basement being below the Base Flood Elevation (BFE)?
• How are some shallow flooding areas defined instead of using a base flood elevation?
• What defines a floodway in relation to flood management?
• What can a community apply for if NFIP regulations prevent the construction of a flood control dam?
• What is the minimum depth of standing water that can collapse the walls of a frame house?
• Is it allowed to construct a new nonresidential building at grade with floodproofing in the V Zone?
• Under what condition could a project in a floodway potentially be approved?
• What is one key component needed to complete an application for floodplain development?
• What denotes a substantial improvement to a property according to floodplain management?
• What could happen if a community fails to adequately enforce its floodplain regulations?
• The community identification number does not include which numbers?
• What additional steps should a subdivider take to meet NFIP requirements beyond ensuring sites are above the BFE?
• How often does FEMA send a Biennial Report to communities?
• During repairs, which of these costs could influence the determination of substantial damage?
• Are non-CRS communities able to obtain and utilize CRS publications?
• What key records should be included in a permit file?
• What options do you have for submitting an appeal to the Board of Appeals under NFIP procedures?
• What type of assistance is not provided under federal programs in flood hazard areas for a suspended community?
• Are detailed studies required for all developments in approximate A Zones?
• What should be used to determine the flood protection level for a new home if a preliminary study shows a new base flood elevation?
• Why is it important to maintain accurate permit records?
• In the event of a FEMA NFIP violation, who is held responsible for correction?
• What does the term "base flood" refer to in floodplain management?
• How does compensatory storage function in floodplain management?
• What is the limitation of using older floodplain maps?
• Is it possible for a property owner to file a claim immediately after purchasing flood insurance during a warning?
• What is the main feature that differentiates shallow flooding from riverine flooding?
• Who is required to sign a Floodproofing Certificate?
• Can a nonresidential building be built at grade and floodproofed in the flood fringe?
• What happens to existing flood insurance policies if a community withdraws or is suspended from the NFIP?
• Where can a property owner purchase a flood insurance policy?
• How does community participation in the Consumer Rating System affect flood insurance rates?
• Can a new nonresidential building be constructed on fill in the flood fringe?
• What is the role of the community rating system in relation to the FEMA Elevation Certificate?
• If a project meets all ordinance requirements, what document is the owner provided after the final inspection?
• What is necessary for a property that has been deemed a violation of floodplain regulations?
• What is a concern when a development plan includes filling and re-grading?
• If a recently annexed area is not shown on your community's FIRM, what map should be used?
• Which two regulatory standards can encourage site designs that avoid building in floodplains?
• If a building is constructed too close to a body of water, what is typically required by NFIP?
• What is the primary cause of coastal flooding?
• Which is regarded as more critical in flood management: the plan document or the planning process?
• What must communities do to maintain their eligibility for the NFIP?
• What is a "meander" in terms of river geography?
• What data may be used to determine a property’s actual cash value?
• Where is the lowest floor in a V Zone building measured from?
• What do the diagonal lines on the new format FIRM indicate?
• Which of the following best describes the relationship between hydrology and hydraulics in flood studies?
• When building a new business in the V Zone, which document is necessary?
• Which of the following actions should be taken regarding utilities after a flood?
• Does a substantial improvement to an existing building need to meet the same requirements as a new building?
• In an AE Zone with a base flood elevation, what must a developer demonstrate to meet Basic Rule #3?
• Which of the following is NOT a benefit of the NFIP?
• What is one primary purpose of habitat protection regulations in floodplains?
• How many digits are there in an NFIP community identification number?
• Who typically uses NFIP maps?
• Cross sections are shown on which type of map?
• Where can one find standards for securing manufactured homes in flood hazard areas?
• What is the purpose of determining flood profiles along rivers and streams?
• Is an elevation certificate necessary to purchase a flood insurance policy on a Pre-FIRM building?
• If construction is underway in the floodplain without a permit, what is the appropriate course of action?
• Which type of flooding is characterized by rapid onset and can occur with little to no warning?
• What is one way to ensure a new building's elevation is sufficient before allowing construction after the second inspection?
• Who benefits from the "natural and beneficial functions" of floodplains?
• Which areas are most conducive to flash flooding?
• What role do bench marks play in floodplain management?
• If part of a building project involves demolishing a common wall, what must be checked to determine if the entire building must be elevated?
• Surveyors reference elevation to what standard?
• Which of the following is not typically considered a flood-related public utility disruption?
• What is a source of financial assistance available for a mitigation program?
• According to basic rules, which of the following requires a permit in the special flood hazard area (SFHA)?
• When is the ideal time to check for adequate openings in a crawlspace?
• Can constructing a levee be classified as a flood hazard mitigation measure?
• What is the main consequence of hydrodynamic forces during a flood?
• Which of the following is NOT one of the six basic strategies of flood hazard mitigation measures?
• Which of the following is necessary for structural components in areas with hydrostatic pressure?
• Which action is NOT typically part of modifying existing buildings in flood-prone areas?
• What causes a storm surge?
• Most permanent FIS elevation reference marks are referenced to which datum?
• What must be done to vary from the current FIRM for insurance purposes?
• How is an elevation reference mark identified on a Flood Insurance Rate Map (FIRM)?
• Is it likely that a new nonresidential building can be built on fill in the floodway?
• Can a building official use an old flood map prepared by the Corps of Engineers instead of the latest FIRM?
• On the new format FIRM, how is the floodway shown?
• Can a community receive Credit Rating System (CRS) credits for activities performed by a state agency on their behalf?
• Why might a builder be advised against using a certain level of finishing in flood-prone areas?
• If a new manufactured home is placed on the same foundation, does it need to be elevated above the Base Flood Elevation (BFE)?
• What defines the treatment of new buildings in V Zones under NFIP guidelines?
• What financial aid could possibly assist Mrs. McGillicudy with the cost of elevating her home?
• Is a permit necessary when replacing an old manufactured home with a new one on the same foundation?
• What does CBRA stand for in relation to floodplain management?
• What is a good definition of "flood hazard mitigation"?
• During an initial site visit, what should be checked first?
• Is a V Zone certification required for residential buildings?
• What category describes a building that shows no exterior signs of damage but requires repair permits?
• What is the ultimate goal of policies set forth by the NFIP regarding new construction?
• Can a community issue a variance for a project in the floodway that increases flood heights?
• What are the primary objectives of a building condition survey?
• Which type of development is generally included in a CBRS Zone?
• What is the purpose of reviewing floodway encroachments during site visits?
• Is it acceptable for the owner to store garden tools in a floodable crawlspace?
• What can help Mrs. McGillicudy cover the costs of elevating her flooded home due to financial hardship?
• What is one of the main floodplain management strategies of the Unified National Program for Floodplain Management?
• What is one consequence of a community being suspended from the NFIP?
• What defines a "basement" according to NFIP?
• What study focuses on a watershed's behavior during and after a storm?
• What additional benefit does reduced flood insurance premiums provide to community residents?
• Can I get flood insurance coverage for furniture in the basement?
• In flood studies, what term describes a zone that is not accurately mapped?
• Which part of 44 CFR 60.3 addresses areas with a FIRM but lacking base flood elevations?
• What certification must be signed for a new house to be built on piling?
• What is the recommended flood protection strategy for critical facilities?
• How many standard openings are required for a 2,250 square foot crawlspace?
• What can be said about local permits if the state requirements are not met?
• Can a Letter of Map Amendment (LOMA) be requested to remove a property from a CBRS area?
• What documentation should be checked for the reconstruction of a state highway bridge?
• What issue did the older format of Flood Boundary and Floodway Maps have?
• Where are floodways shown on the FIRM in relation to a levee?
• Who is responsible for setting the rates and coverage rules for flood insurance policies?
• Where does most of the funding for the NFIP come from?
• What could a community do to help residents achieve lower flood insurance rates?
• How is the Special Flood Hazard Area (SFHA) represented on FEMA maps?
• What is "ponding" in the context of flood management?
• When conducting inspections, what is essential for compliance in floodplain areas?
• What is the first rule for using maps and data in floodplain management?
• The study of hydrology is crucial for which aspect of floodplain management?
• What is a key consideration when constructing in areas prone to hazardous flood velocities?
• Which of the following is NOT one of the five types of special flood hazards?
• What natural event is primarily responsible for causing tsunamis?
• Is an as-built elevation certificate still required if a builder uses a level to verify the elevation during the second inspection?
• Which FEMA program is dedicated to flood mitigation assistance?
• What is the primary aim of the NFIP?
• Where can you get technical help in planning a mitigation program?
• What is a key characteristic of a building categorized as "Building Obviously Substantially Damaged"?
• What are the two types of grants available through the Flood Mitigation Assistance Program?
• If a new story is added that doubles a house's size and value, what must be done to the existing first floor?
• What is one sanction for communities that do not participate in the NFIP?
• Which of the following flood hazards can result from ice jams?
• To ensure an elevated area below a lowest floor is not used as living space, what can be required?
• How are manufactured homes treated compared to conventional "stick built" homes?
• In which situation is an elevation certificate required?
• Can a basement be classified as the "lowest floor" in a floodplain?
• Why is it important for communities to adapt maps in their ordinances?
• Are obstructions allowed in an enclosed space below the lowest floor in a V Zone?
• In which parts of 44 CFR can most community ordinance requirements be found?
• Which of these factors does NOT affect market value?
• Which type of flooding typically occurs with identifiable channels?
• Which situations may allow for special exceptions to be granted for a variance?
• When a state requirement is more stringent than NFIP regulations, which rules should a community adhere to?
• Which of the following best describes floodproofing?
• How are flood profiles developed?
• How is a motor home that is permanently attached to a foundation treated under NFIP regulations?
• Over time, what is expected to happen to buildings in NFIP communities?
• What aspect is essential to verify for buildings constructed in the V Zone?
• Which of the following is NOT a reason to join the Community Rating System?
• Is floodproofing an option for new homes located in the flood fringe?
• What does basic rule #3 state regarding development in riverine floodplains?
• Where is elevation on piles or columns most advisable?
• What do floodway maps help to delineate?
• What can be done to assist property owners comply with floodplain regulations after significant damage?
• What is a necessary process in creating a floodplain map?
• What kind of information can proper permit records provide to future property owners?
• What is one way to obtain a base flood elevation for a commercial building site?
• How much cost savings can be achieved on flood insurance if the lowest floor of a Post-FIRM building is 1 foot above the BFE?
• What is the primary focus of a mitigation plan?
• Where can the definition of "development" be found in the Code of Federal Regulations?
• Which item is NOT included when calculating the cost of an improvement project?
• What must be documented to apply for a conditional letter of map revision?
• How does wetland protection contribute to floodplain management?
• Why is it important to consider existing and anticipated development during encroachment reviews?
• How many communities participate in the NFIP as of recent counts?
• What is the recommended action if an applicant's site plan shows the ground is higher than the Base Flood Elevation (BFE)?
• What type of water is associated with hydrodynamic forces?
• What is required if a new or substantially improved non-residential building is floodproofed?
• In the V Zone, is it permissible to finish an enclosed space below the lowest floor with wallboard and carpeting?
• What should be done immediately after a flood regarding building permits?
• What commitment does a community make upon joining the NFIP?
• Does the NFIP require written permit review procedures?
• What should be included when determining the total cost of a home improvement project?
• What is a required documentation for a new house built in the floodplain fringe?
• Is it permissible to construct a new nonresidential building on fill in the V Zone?
• What is a critical consideration when constructing a bridge over a stream in terms of floodplain management?
• What is one way to prevent people from reoccupying buildings before an inspection?
• How can I find out the cost of a flood insurance policy for a Post-FIRM building?
• What kind of materials are required for enclosed spaces below the lowest floor?
• What aspect must you analyze to determine if a property improvement is likely to be classified as substantial?
• How is a floodway represented on the Flood Boundary and Floodway Map?
• Which type of projects typically require a permit to assess potential substantial improvements?
• What is another name for elevation reference marks used by surveyors?
• What three criteria are necessary to confirm floodproofing of a building?
• What is an acceptable form of proof to confirm that enclosures below the lowest floor have adequate openings?
• What kind of analysis should be conducted for a floodway to meet NFIP standards?
• What should a developer do if they want to conduct their own flood study?
• If a community has a FIRM showing both floodways and V Zones, which parts of the regulation must it comply with?
• What supports a No-rise certification?
• What role does the media play in floodplain management?
• Which program is likely to require a flood insurance policy for financial assistance?
• What designation is given to areas behind recognized levees on FIRM?
• Who is responsible for ensuring the elevation certificate is completed accurately?
• In how many court cases have NFIP regulations been declared unconstitutional?
• Which factor is least important when reviewing plans for construction in a floodplain?
• What function does a non-conversion agreement serve in a flood elevation context?
• What is a key component of the Flood Mitigation Assistance Program?
• What is the recommended method to verify that a house was elevated sufficiently?
• What does an AO zone represent?
• What is the consequence of not addressing local drainage issues when filling an area?
• What is one of the main goals of floodplain management regulations?
• How does moving sand and sand dunes impact flooding risks?
• Which flood zone typically requires a Letter of Map Amendment for insurance purposes?
• Can you obtain a good flood insurance rate for a building in an AE Zone that is floodproofed to the BFE?
• What is the recommended first step when dealing with unauthorized fill in the floodway?
• Why is flood insurance necessary for public buildings in a floodplain even if a disaster declaration occurs?
• What is the best practice regarding sand dunes in a V Zone site?
• If a developer's study is technically correct, what is one condition that must be met?
• If ground elevation exceeds the base flood elevation, can this be used for determining flood insurance needs?
• What key information do the new FIRMs include?
• During the third inspection, what should you confirm about the foundation and floor elevation?
• What impact does disturbing sand dunes have on V Zone development?
• Which of the following is NOT a common health hazard associated with floods?
• Which hazard is associated with contaminated air from flood situations?
• What are flood studies that do not identify BFEs called?
• Which of the following designations represents a lower risk flood zone?
• Which designation is NOT used to describe areas prone to flooding?
• Which area is considered the most hazardous part of the coastal floodplain?
• What is the advantage of ensuring dry land access for buildings in flood-prone areas?
• What documentation is necessary for projects that may affect flood elevations?
• In a floodway analysis, how much can the fringe be obstructed before the base flood level increases?
• What documentation meets NFIP requirements for recording the elevation of the lowest floor?
• Which type of flooding has been responsible for the highest number of flood-related deaths in recent years?
• What type of lumber can be used for wood components below the BFE?
• Which benefit of the FEMA Elevation Certificate is crucial for NFIP compliance?
• Where does the NFIP require compliance for areas mapped with V Zones?
• What does BFE stand for in floodplain management?
• What is primarily assessed in a hydraulic study?
• To determine if a building is "historic" and exempt from certain requirements, what is one of the best approaches?
• Are federal agencies required to follow NFIP floodplain development rules?
• Which of the following is a result of community suspension from the NFIP concerning funding?
• How can a developer of a large subdivision minimize storm runoff?
• If a flood warning is issued, can someone purchase flood insurance and expect immediate coverage?
• What happens if a person wants different premium rates from the current FIRM?
• When encountering a floodway violation, what is the first action you should undertake?
• Which organization is involved in floodplain management resources?
• What was the primary method for reducing flood losses before the 1960s?
• What documents are required before a floodplain development permit can be issued?
• What are the consequences for a community that is suspended from the NFIP?
• Which financial institution type does NOT typically require flood insurance as a condition for their loans?
• When informing Mr. Wilson about his variance application to build below the base flood level, what is one critical fact you must bring to his attention?
• Prior to 1986, which map was not used with the FIS?
• Which costs are generally counted towards determining substantial damage during home repairs?
• Can a farmer add a small addition onto his farmhouse in the floodway without an engineer's review?
• Which of the following is a potential consequence of not managing stormwater effectively in new developments?
• Which of the following is NOT considered a main cause of flood damage?
• What is a benefit of having flood insurance for public buildings?
• A hydraulic study uses hydrology and stream characteristics to determine what?
• What should be considered when evaluating the extent of work needed for compliance after significant damage?
• What relief option is available if a local community disagrees with the draft revised data?
• What must be certified for buildings in V Zones?
• What does Basic Rule #5 outline for new buildings in V Zones?
• For a small addition built to codes established in 1990, how high must it be elevated if the updated BFE is 6 feet?
• Will a farmer need to provide a "no-rise" certification when building a dairy barn in the floodway?
• If a local permit officer is informed by the state Department of Environmental Protection that a permit will be denied, what should the local officer do?
• Which is NOT a requirement for considering an alternative to floodway development?
• Do Q3 Flood Data show base flood elevations if they are available?
• What does "floodplain management" aim to achieve?
• What is the base flood elevation defined as?
• Can plans for a floodproofed warehouse with movable shields be approved assuming adequate warning time exists?
• What is the potential impact of a building condition survey on communities after a flood?
• What is the term used to describe the rate at which runoff flows downstream during a flood?
• What are two key considerations during an encroachment review in a floodway?
• What defines a pre-FIRM building?
• The 100-year flood is also referred to as what?
• What is the consequence of a community not adhering to the latest FEMA mapping?
• What do approximate studies show regarding base flood conditions?
• What is a non-countable expense when assessing substantial damage repairs?
• What is one of the primary considerations in regulating encroachments in floodways?
• What key aspect does flood hazard mitigation aim to reduce?
• What is key to check when reviewing new house plans on a slab foundation in the fringe?
• What role does groundwater play in floodplain ecology?
• Is erosion a concern only in coastal regions?
• If a developer downstream wants to build a subdivision, what is one option available to them for determining base flood elevation?
• What is a key method for protecting a sewer system from flooding?
• According to NFIP standards, if the flood fringe were completely filled, the base flood elevation could rise by how much?
• Which factor is essential in the design of flood-prone sewer systems?
• Does dredging a creek to reduce flood levels require a floodplain permit?
• Which is NOT a recommended source for obtaining a house's market value?